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Spending Money

tiffany-beckford FNPhenomenal Mom

FNPhenomenal Mom Spotlight: Tiffany Beckford

In FNPhenomenal MOM, Phenomenal Living

FNPhenomenal Mom is a series that I am doing to highlight Single Moms who are amazing moms and who are also rocking it out personally in their careers, entrepreneurship, or in the community.  I think that it is important to show other single moms that it is possible to raise amazing children without sacrificing who you are as a woman.  These interviews are motivational, but also include practical advice on how to structure your life for success, financial management tips, and techniques to teach your children about finances.  We are all in this journey together.  My hope is to highlight other…

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What Single Mompreneurs Need to Do to Prepare for Tax Time

In Entrepreneurship, Frugal, Phenomenal

Tax time can be super stressful if you aren’t prepared. Last year I learned the hard way. I had to file an extension for my taxes because my documentation was not organized. Then I spent about 30 hours trying to organize my documentation before I sent it to my tax preparer. Talk about hard work! That was time that I could have been preparing for the arrival of my twins or doing work in my business. During that time, I vowed to make life easier on myself the next time I filed taxes because I would not be able to spend…

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Determining and Prioritizing What You Want in Life

In Frugal, Phenomenal

Life is about choices and prioritizing what you want. Everyday we make decisions about what we will do and what we wont do. Even when we decide to do nothing we are still making a decision. Therefore, it’s no surprise that our decisions and our actions not only impact our financial well being, it also influences our ability to pursue our dreams, and live life on our own terms. You can’t do everything, but you can live a life without deprivation that brings you happiness by learning how to make decisions and prioritizing your spending and actions based on the…

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Why I Decided to Cloth Diaper My Twins

In Finance, FNPhenomenal MOM, Phenomenal Living

As a new mom of twins, whenever I said that I intended to use cloth diapers instead of disposable diapers, I got a variety of looks ranging from confusion to excitement. Some even commented that I was brave and wondered if I would have the time to breastfeed and cloth diaper my twins. When my friend first introduced the concept of cloth diapers, I was confused and a little freaked out. Come on, what do I do with the poop??? Plus, I couldn’t imagine dealing with pins and rubber pants! Despite learning that cloth diaper technology has come a long…

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How to Get Focused and Set Goals that Stick

In Frugal, Phenomenal

In 2015, spending less and saving more was the 3rd most popular New Year’s resolution. Also, 34% of people who make New Year’s resolutions have money related goals. However, only 8% of people who make New Year’s resolutions are successful in achieving those goals. February just started, but according to the data, 36% of people who made resolutions have already given up. There are a number of reasons why people fail to achieve their goals. According to an article by Lifehack, setting vague goals that are not linked to a higher purpose are 2 reasons why people fail to achieve…

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