Tag

Save Money

20 Things You Are Wasting Money On

In Finance, Phenomenal Living

Imagine being able to save money without impacting your lifestyle by getting control over the items that you waste money on.  Before you start to slash your budget and cut out the fun, re-evaluate the ways that you spend without thinking.  Here are 20 ways that you waste money and how you can change this spending. Things you are probably wasting money on Overdraft Fees. Overdraft fees can be as high as $35 per transaction, so if you have 3 overdrafts per month then you end up spending $105 in fees.  What could you do with the extra money?  You…

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Christmas is More Than the Gifts Under the Tree

In Frugal, Phenomenal

I just saw a post encouraging readers to meet with friends for coffee or drinks. The post really interested me because it really showed how genuine friendships are developed. Genuine friendships aren’t developed in the club or at the bar. They are developed in intimate settings where people can talk and be themselves. This doesn’t have to be costly either because many of the suggestions in the article were free or low cost. Click here to read the article. I share this with you because many of us focus on things like buying the perfect gift and how much we…

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5 Emotional Reasons for Spending and How to Overcome It

In Frugal, Phenomenal

How many of you have ever gone shopping, brought the items home, and then thought, “Why did I buy that?”  If so, you may have purchased that item because you were emotionally shopping.  The problem with emotional shopping is that often times we purchase things that we don’t need, and we spend money that we don’t have available for that purchase. Read below to learn 5 reasons why we emotionally shop.  Understanding this will help you to recognize when you are emotionally shopping, and know what to do to stop it. Shop to de-stress.  Sometimes being stressed causes people to…

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From Pinching Pennies to Living FNPhenomenally

In Frugal, Phenomenal

Recently I was interviewed on the Moms With Dreams Podcast with Erica Gordon.  I had an amazing time and had a chance to share some key money principles with the listeners.  Below I’m including the interview synopsis and a link to the Moms with Dreams Website so you can listen to the episode.  I hope that you enjoy! —— Aisha Taylor, the CEO and founder of FNPhenomenal, is a financial freedom expert who brings a fresh twist to wealth consciousness. Although Aisha had been well-instructed on how to manage money, she fell into the trap of “keeping up with the…

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How Increase Your Savings by Making It Automatic

In Frugal, Phenomenal

If there was one book that totally transformed my approach towards money, it had to be the Automatic Millionaire by David Bach.  This book taught me that if I want to be successful with savings and investing, then you must make it automatic.  The brilliance behind this concept is you can’t spend what you don’t see. The reason why I love this so much is that if the money is taken out of your check before you have to spend it, then you are forced to live on less.  There are a couple of ways to make savings automatic. Change…

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