Tag

Retirement

Why Becoming A Single Mom Can Be Great Financially

In Finance

Are you terrified that becoming a single mom could mean financial ruin? When you think about finances, do the feelings of fear and worry start to creep up? If the answers to these questions were “yes”, then you are not alone.   I will never forget the doctor telling me that I was pregnant with twins. The first thing that came to my mind was, “What am I going to do now?”  I was afraid, and I felt the panic creeping into my body.  I felt fear, worry, and pressure because I asked myself,  “Now what?” and had no response. It took me…

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Ellevest and FNPhenomenal New Year's Resolutions

How to Stick With Your Financial New Year’s Resolutions

In Finance

Disclosure: I’m excited to be working with Ellevest to start this conversation about women and money. I may receive compensation if you become an Ellevest client. It is the beginning of 2018, which means it is New Year’s Resolution time. This is the time when many people are using the term, “New Year New Me,” but how often does the New Year become a repeat of the years before? According to Biblical numerology, the number 8 means new. Therefore, let’s make this new year truly a new year for you to live the life that you were called to live….

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Here are five ways start up entrepreneurs can save despite having irregular income during lean times

5 Ways Start-Up Entrepreneurs Can Save Effectively and Proactively

In Entrepreneurship, Frugal, Phenomenal

Saving for entrepreneurs can be an afterthought, when you spend most of your time running your business. If you are a start-up entrepreneur, then you may be in for some lean times for the first couple of years as you grow your revenue. This makes saving very difficult. However, saving is extremely important since there is no consistent paycheck to fall back on during lean times. How do you save when your focus is on reinvesting into your business to help it grow? I caught up with personal finance guru and bestselling author, Aisha Taylor, who provided these five tips…

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[Live Workshop] 5 Steps to Overcome the Post Holiday Pinch

In Frugal, Phenomenal

Did you overspend over the holiday season?  Are you already feeling the impact that it has had on your 2015? If so then you are not alone.  The average person was expected to spend $861 on gifts this season and in the United States during the 2014 holiday season.  For some people, this resulted in an over extended budget, use of credit cards, and ultimately starting off in a financial hole before 2015 even starts. [more…] The good news is that, you can bounce back.  This workshop is designed to teach you 5 strategies to help you to bounce back…

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3 Easy Tips To Learn How To Start Saving For Retirement Today

In Frugal, Phenomenal

Starting to save for retirement is extremely important. First, no one knows if social security will be around or in what form when we retire so it is important that we start to save. Starting early is best because you are able to make smaller contributions over a longer period of time, which minimizes the amount of money that comes out of your pocket. Second, about every 10 years your money will double, so the longer you have it in the market, the more opportunities that you have to double your existing balance. Therefore, it is better to start early…

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