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Responsible Spending

3 ways wasting money and what to do instead

3 Ways That You Are Wasting Money And What To Do Instead

In Finance, Phenomenal Living

Have you ever tried to reduce debt, improve savings, or make progress on your financial goals, but didn’t know where to start?  It may have seemed like an impossible hurdle because you didn’t have the money to get ahead.  You may have even thought that if something drastic didn’t change, then you would be stuck in a financial rut forever.  The good news is that you don’t have to get a raise or hit the lottery to make progress on your financial goals.  You can take a look at your life, assess where you are spending, make small tweaks, and…

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Rainbow Push Money Matters Event Recap + Key Knowledge Nuggets

In Finance

I had the pleasure of attending the Rainbow Push Money Matters event in Detroit, MI this weekend. For background, the Rainbow PUSH Coalition and Chevrolet have teamed up to host a series of FREE workshops to educate African American consumers on financial literacy and assist participants in developing concrete steps toward financial security. This event was phenomenal. Although I teach personal finance and mentor women, there were so many words of wisdom that I was able to obtain from this event especially since I’m going through a transition to restructure my finances and create new goals since becoming a single…

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For Black Women Challenges Persist for Equal Pay

For Black Women, Challenges Persist for Equal Pay

In Finance, Phenomenal Living

August 23rd is African American Women’s Equal Pay Day. This date represents the approximate day that black women must work to in the current year to make the same amount of money men did in the previous year. In other words, the equal pay calculation means that a woman must have worked all of one year and eight months to be paid what men were paid in one year alone. This underscores the fact that professional challenges still exist for African American Women today. These challenges include: Race-based pay discrimination: According to the National Committee for Pay Equity, Black women only…

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Beginning Social Media Marketing for The Busy Mompreneur

In Entrepreneurship, Finance

Starting a business is hard work but rewarding, much like being a Mom! As Moms, we strive to be efficient in all we do while still pursuing our dreams and goals. Because we wear many hats and juggle many things, starting a business is nothing we shy away from. So, in the spirit of efficiency, doing a little homework before venturing out is in order. Let’s talk about a few areas to get you started on the right path with marketing your business on social media.   Getting Started. First things first. When it comes to marketing don’t even try…

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FNPhenomenal Mom alana-flowers

FNPhenomenal Mom Spotlight: Alana Flowers

In FNPhenomenal MOM, Phenomenal Living

FNPhenomenal Mom is a series that I am doing to highlight Single Moms who are amazing moms and who are also rocking it out personally in their careers, entrepreneurship, or in the community.  I think that it is important to show other single moms that it is possible to raise amazing children without sacrificing who you are as a woman.  These interviews are motivational, but also include practical advice on how to structure your life for success, financial management tips, and techniques to teach your children about finances.  We are all in this journey together.  My hope is to highlight other…

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