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Money Mindset

Critical reasons why single moms need a will, trust, and full estate plan

Why Single Moms Need A Solid Estate Plan

In Finance

When I initially thought of estate planning, I thought that was something that wealthy people did who have a ton of money. I didn’t quite understand the importance of an estate plan for everyday people – especially single moms. However, I learned that estate planning isn’t just for the wealthy. It is a way to protect your assets to ensure that they are distributed according to your desires. Even if you think that you don’t have much in assets or even insurance, an estate plan is critical if you have minor children. This is critical for 7 reasons that I describe in…

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You are where you need to be because there are lessons that you have to learn and life tests that you need to pass before you can graduate to that next phase.

You Are Exactly Where You Need to Be In Life

In Frugal, Phenomenal

It’s easy to complain that you aren’t where you want to be, however, in reality, you are exactly where you need to be.  I know that sounds harsh.  You may be thinking, “What’s she talking about?  I don’t like what’s happening in my life right now.”  I say that you are where you need to be because there are lessons that you have to learn and life tests that you need to pass before you can graduate to that next phase. Unfortunately, the place that you need to be right now may be uncomfortable.  However, progress begins at the end…

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How to Get Focused and Set Goals that Stick

In Frugal, Phenomenal

In 2015, spending less and saving more was the 3rd most popular New Year’s resolution. Also, 34% of people who make New Year’s resolutions have money related goals. However, only 8% of people who make New Year’s resolutions are successful in achieving those goals. February just started, but according to the data, 36% of people who made resolutions have already given up. There are a number of reasons why people fail to achieve their goals. According to an article by Lifehack, setting vague goals that are not linked to a higher purpose are 2 reasons why people fail to achieve…

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Can You Survive Off of $100 a Week?

In Frugal, Phenomenal

A while ago someone asked me if I could survive off of $100 for one week I initially gasped and thought about how limiting that this would be.  Then I started to think about it and realized that it shouldn’t be that hard.  Since then, I’ve challenged myself a couple of times to get spending as low as possible even under the $100 limit.  Side note, someone recently challenged me to not spending anything for 3 days.  That was hard, but it taught me a lot.  That challenge to you all may come later.  However for now, I want to…

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The Power of Letting Go

In Frugal, Phenomenal

One of the hardest lessons to learn is letting go.  Trust me.  I struggle with it too. Letting go doesn’t mean giving up or quitting.  Instead, what it means is giving God the space to put the things in our lives that are meant to be there when they are meant to be there. How many of us are holding on to so many old clothes that we have no room for the new ones that look and fit better? We don’t wear the old clothes anymore but we look at them and “remember when” or we dream of a…

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