Tag

frugal

3 ways wasting money and what to do instead

3 Ways That You Are Wasting Money And What To Do Instead

In Finance, Phenomenal Living

Have you ever tried to reduce debt, improve savings, or make progress on your financial goals, but didn’t know where to start?  It may have seemed like an impossible hurdle because you didn’t have the money to get ahead.  You may have even thought that if something drastic didn’t change, then you would be stuck in a financial rut forever.  The good news is that you don’t have to get a raise or hit the lottery to make progress on your financial goals.  You can take a look at your life, assess where you are spending, make small tweaks, and…

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dominique-broadway-push-money-matters

Rainbow Push Money Matters Event Recap + Key Knowledge Nuggets

In Finance

I had the pleasure of attending the Rainbow Push Money Matters event in Detroit, MI this weekend. For background, the Rainbow PUSH Coalition and Chevrolet have teamed up to host a series of FREE workshops to educate African American consumers on financial literacy and assist participants in developing concrete steps toward financial security. This event was phenomenal. Although I teach personal finance and mentor women, there were so many words of wisdom that I was able to obtain from this event especially since I’m going through a transition to restructure my finances and create new goals since becoming a single…

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recovering-starbucks-snob-saving-me-money

How recovering from being a Starbucks snob saved me money

In Finance, Phenomenal Living

Don’t get me wrong I LOVE a good cup of Starbucks coffee and a delicious Starbucks pastry. It is my own personal slice of happiness.  I love the coffee, the pastry, and the conversations that I have with the baristas when I am there.  One of the baristas even invited me to attend church and I gladly went the following Sunday. To me, Starbucks is an experience that I budgeted and even talk about in my first book and in the workshops that I teach. However, once I had twins, I had to rethink my spending habits. I had to…

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coping with single mom guilt or working mom guilt

How Understanding Your Role as Mom Will Save You Money and Stress

In Phenomenal Living

As single moms, sometimes we carry a lot of guilt and shame. We carry shame about the fact that our kids don’t have the other parent. Sometimes we think that it is our job to love them times two. I had a conversation with a friend of mine today, and I told her that I just want to love my kids more to make up for the fact that their dad walked out. Trust me, I use the word “dad” loosely. I already take on the parental responsibility of two parents, but I also try to love my children times…

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20 Things You Are Wasting Money On

In Finance, Phenomenal Living

Imagine being able to save money without impacting your lifestyle by getting control over the items that you waste money on.  Before you start to slash your budget and cut out the fun, re-evaluate the ways that you spend without thinking.  Here are 20 ways that you waste money and how you can change this spending. Things you are probably wasting money on Overdraft Fees. Overdraft fees can be as high as $35 per transaction, so if you have 3 overdrafts per month then you end up spending $105 in fees.  What could you do with the extra money?  You…

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