Tag

finance

What you need to do with your personal finances to be successful in business

Get Your Personal Finances Right: The Financial Steps You Need to Know Before Starting Your Business

In Finance

Starting a business is a way to increase your income and also pursue your dreams. However, what many people don’t realize is that your personal finances may impact your ability to grow a successful business for the following reasons: Obtaining a business loan and credit. If you are trying to apply for a business loan then the bank may look at your personal credit if you do not have sufficient business credit history or if you are a sole proprietorship. Funding your business. If you need to allocate a portion of your paycheck to help fund your start-up, then you…

Continue reading...

20 Things You Are Wasting Money On

In Finance, Phenomenal Living

Imagine being able to save money without impacting your lifestyle by getting control over the items that you waste money on.  Before you start to slash your budget and cut out the fun, re-evaluate the ways that you spend without thinking.  Here are 20 ways that you waste money and how you can change this spending. Things you are probably wasting money on Overdraft Fees. Overdraft fees can be as high as $35 per transaction, so if you have 3 overdrafts per month then you end up spending $105 in fees.  What could you do with the extra money?  You…

Continue reading...

What Single Mompreneurs Need to Do to Prepare for Tax Time

In Entrepreneurship, Frugal, Phenomenal

Tax time can be super stressful if you aren’t prepared. Last year I learned the hard way. I had to file an extension for my taxes because my documentation was not organized. Then I spent about 30 hours trying to organize my documentation before I sent it to my tax preparer. Talk about hard work! That was time that I could have been preparing for the arrival of my twins or doing work in my business. During that time, I vowed to make life easier on myself the next time I filed taxes because I would not be able to spend…

Continue reading...
how your thoughts influence your life

How to Change Your Outcomes By Changing Your Thoughts

In Frugal, Phenomenal

“Watch Your Thoughts, They Become Words; Watch Your Words, They Become Actions.” – Ralph Waldo Emerson I love the above quote by Ralph Waldo Emerson because he emphasizes that everything starts in your mind. Our brains internalize the messages that we speak and hear on a daily basis, so eventually, the things that we speak will manifest itself in our lives as actions. If you want to change your outcomes then you need to change your thoughts. You may think that a couple of thoughts about what you can’t do or what’s going wrong are meaningless.  However, your mind is like…

Continue reading...

Why I Decided to Cloth Diaper My Twins

In Finance, FNPhenomenal MOM, Phenomenal Living

As a new mom of twins, whenever I said that I intended to use cloth diapers instead of disposable diapers, I got a variety of looks ranging from confusion to excitement. Some even commented that I was brave and wondered if I would have the time to breastfeed and cloth diaper my twins. When my friend first introduced the concept of cloth diapers, I was confused and a little freaked out. Come on, what do I do with the poop??? Plus, I couldn’t imagine dealing with pins and rubber pants! Despite learning that cloth diaper technology has come a long…

Continue reading...