Tag

Credit

5 Smart Ways To Use Your Credit Card

In Frugal, Phenomenal

Credit isn’t bad; the misuse of credit is bad.  Credit can be very dangerous in the hands of an impulse spender or a person who defines herself by her closet.  This can cause that individual to go into a lot of debt.  However, if used wisely credit can be very helpful.  Let’s face it.  Our credit score matters because we need it if we want to buy a home and we need to carry a mortgage, to apply for an apartment, and sometimes to even be considered for employment.  Instead of thinking that credit is bad, I want you to…

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From Pinching Pennies to Living FNPhenomenally

In Frugal, Phenomenal

Recently I was interviewed on the Moms With Dreams Podcast with Erica Gordon.  I had an amazing time and had a chance to share some key money principles with the listeners.  Below I’m including the interview synopsis and a link to the Moms with Dreams Website so you can listen to the episode.  I hope that you enjoy! —— Aisha Taylor, the CEO and founder of FNPhenomenal, is a financial freedom expert who brings a fresh twist to wealth consciousness. Although Aisha had been well-instructed on how to manage money, she fell into the trap of “keeping up with the…

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Can You Survive Off of $100 a Week?

In Frugal, Phenomenal

A while ago someone asked me if I could survive off of $100 for one week I initially gasped and thought about how limiting that this would be.  Then I started to think about it and realized that it shouldn’t be that hard.  Since then, I’ve challenged myself a couple of times to get spending as low as possible even under the $100 limit.  Side note, someone recently challenged me to not spending anything for 3 days.  That was hard, but it taught me a lot.  That challenge to you all may come later.  However for now, I want to…

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How Increase Your Savings by Making It Automatic

In Frugal, Phenomenal

If there was one book that totally transformed my approach towards money, it had to be the Automatic Millionaire by David Bach.  This book taught me that if I want to be successful with savings and investing, then you must make it automatic.  The brilliance behind this concept is you can’t spend what you don’t see. The reason why I love this so much is that if the money is taken out of your check before you have to spend it, then you are forced to live on less.  There are a couple of ways to make savings automatic. Change…

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Over the past few years, I have seen an increasing number of messages and even cards that celebrate single moms on Father’s Day. Although I understand why single moms feel this way, I also think that we need to respect the integrity of Father’s Day.

Back to School Shopping Tips

In Finance

According to Bankrate.com parents will spend $670 just to get one child ready for school this year.  Sending your child to college costs even more!  If you have more than 1 child, then it’s enough to make your head spin.  If you are getting ready to send your children to school this year, then here are a few tips to help you to reduce your costs. Take Inventory for clothing and supplies.  Before you start shopping for new items, search your house and take inventory of all of the clothing and supplies that you have.  Identify which supplies will be…

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