Do you feel like a great SALE pops up every time you make a commitment to save, invest, or manage your money better?

You feel like you work hard so you deserve to treat yourself?

Does the thought of working hard but not being able to splurge on yourself and your children seem restrictive?

You work hard.  Actually, you work very hard.

The thought of rewarding yourself for your hard work or doing something extra for your children is so tempting.  I know how it feels to get a little extra and want to use that to buy something for my twins, to use the money to do something fun with my children, or even do something for myself.  I also know that it is hard to say “no” to something that will provide a level of satisfaction or fulfillment at that moment.  However, one of the things that I learned is that if I want to be financially secure and to build a financial legacy for my children, I must adopt a long-term view of money management.

In order to develop a longer-term view of money management, I had to recognize the factors that were causing me to manage my money with a short-term, “now” perspective.  Once I understood those things I was able to make a shift.  This podcast episode will share what I learned and what I did to shift from a “now” money management mindset to a longer-term focus.  This will help you to adopt a longer-term mindset, reduce the temptation to overspend, and ultimately make more progress on your financial goals.

In this podcast episode you will learn:

  • The top 2 reasons why managing your money with a long-term mindset is so hard
  • 3 tips that will help you to say “no” to the sale and impulse purchases
  • Why saying “no” to the little things will allow you to say “yes” to something bigger


Listen to the podcast episode below or check it out on iTunesGoogle Play, and Stitcher.

Check out the podcast, hit subscribe, leave a comment, and share it with your friends!!

If you want to put the tips discussed in this podcast to work then download this free 21-day mini challenge to reduce the fear, worry, and anxiety in your life.  Click HERE to join the 21-day challenge today.


Additional Resources:

As you start to shift your mindset and adopt a longer-term mindset of financial management, the podcast How To Save Your First Or Next $1,000 will show you how to save and where to put the savings.

If your long-term goal is to start investing, then check out Ellevest.  Ellevest is a DIY online investing service created for women investors to help to close the gender investment gap.  Ellevest helps you identify your goals, and then creates a personalized investment plan to show you how investing can help you reach them. Set up takes less than 10 minutes! Click HERE to get started so you can move towards achieving your financial goals.

Click here to create your free Investment Plan from Ellevest

About Aisha

Aisha Taylor of FNPhenomenalAisha Taylor is a single mom of twins, personal financial coach, work from home entrepreneur, and #1 Amazon Best Selling Author of the book “5+5 FNPhenomenal Ways to Save $100 This Week Without Killing Your Lifestyle.” Aisha has been featured in ESSENCE, Jet Magazine, and Black Enterprise. She is also the Founder of FNPhenomenal (Frugal –n- Phenomenal), a movement designed to help single moms create a vision for their lives, craft a financial strategy to support that vision, and show them that phenomenal living is possible. It’s time for you to be Financially Phenomenal!

Instagram/Twitter/Pinterest: @FNPhenomenal



I’m excited to be working with Ellevest to start this conversation about women and money. I may receive compensation if you become an Ellevest client.


How Having A Now Mindset Can Impact Your Money