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Finance

How to stay sane during the summer and not go broke

How Single Moms Can Stay Sane and Not Go Broke During the Summer

In Finance

According to a survey by TODAY Parents, 44% of parents think that summer is more stressful than the rest of the year. There is another study by Seeker that shows that during the summer months stress increases because of pressure to keep children occupied, extended family time, managing busy social calendars, packed weekends, and work piling up after an extended vacation. I believe that summer vacation can be even more stressful for single moms because of the added stress of finding affordable and reliable childcare. There’s also increased financial stress from the pressure to figure out educational, enjoyable, and safe…

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Budget Auditing- Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

Budget Auditing: Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

In Finance

When I say the word “budget,” some of you may cringe and want to close this browser and go about your day. However, I encourage you to keep reading because budgets aren’t bad, restrictive, or oppressive. Budgets, which I like to call your financial blueprint, are designed to help you have a framework of what you can do. Just like an architect would never build a structure without a blueprint, you should not manage your finances without a plan. This plan will help you: Design a life you can love without debt by reducing or eliminating overspending Pay bills in…

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he Most Rewarding Vacation Spots for a Single Mom and Her Kids + What it Takes to Get There Financially

The Most Rewarding Vacation Spots for a Single Mom and Her Kids + What it Takes to Get There Financially

In Finance, Phenomenal Living

Did you know that even as a single mom you can take amazing vacations? Single motherhood is not a poverty wish nor is it a wish to live a life void of phenomenal experiences. This is why I’m so excited to share how you, a single mom, can still travel, have amazing experiences, and create great memories with your children. This post shares tips on where to take your children and how you can save up the money to travel debt-free. P.S. Check out The Vacation Planner for Single Moms at the bottom of this post (totally free).   How to pick…

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Anything Can Happen: How to Make Sure That You’re Ready for Tragedy Financially

In Finance

The one thing about life is you never know what can happen. Matthew 6:34 (NLT) says, “So don’t worry about tomorrow, for tomorrow will bring its own worries. Today’s trouble is enough for today.” But what you can do is to be prepared. When I was in corporate America, I had a great job, made 6-figures per year, and I thought the financial good times would last forever, but they didn’t. Next thing you know I’m dealing with workplace bullying, it’s impacting my health, and then I made the decision to leave my well-paying job before I planned to because…

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How to Grow Your Money Through Investing

How Single Moms Can Grow Their Money Through Investing

In Finance

If you have a tax refund check and you have funded your emergency savings account or have already paid off your debt, then you may be interested in investing or at least identifying ways to grow your refund. If this is the case then there are a few things you can do to grow your refund. Please keep in mind that when you start to invest, there is a chance that you could lose money. However, this is why you need to understand your risk tolerance prior to investing money. You also need to consider if and when you need…

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