A while ago someone asked me if I could survive off of $100 for one week I initially gasped and thought about how limiting that this would be.  Then I started to think about it and realized that it shouldn’t be that hard.  Since then, I’ve challenged myself a couple of times to get spending as low as possible even under the $100 limit.  Side note, someone recently challenged me to not spending anything for 3 days.  That was hard, but it taught me a lot.  That challenge to you all may come later.  However for now, I want to propose that you limit your spending to $100 for the next week.


We are going to do the challenge for one week, and you have a choice to start either Sunday, September 13th or Sunday, September 20th.  I want you to track your spending over an entire week to attempt to stay under $100.  I know that some of you may be freaking out right now at the thought of what is included, but let me assure you.  Your rent and normal monthly bills are not included.  What is included in the challenge are groceries, dining out, shopping, and transportation. If you have a long commute then I apologize in advance to you!

However, what this challenge is designed to do is to help you to re-think how you spend your money and how you operate your daily life.  I want you to begin to ask yourself questions like, “Do I really need this?”  I don’t want you to just hold out on grocery shopping until the following week or stock up on groceries prior to the challenge.  All that does is retime the expense without taking you through the learning process of re-evaluating your spending patterns.  Check out the video of Carrie Bradshaw changing her transportation habit at the end of this clip: https://www.youtube.com/watch?v=js0gfIfWpVo

This challenge allows you to keep your monthly bill structure, and only re-evaluate what would be considered discretionary spending which is more subject to impulse buys or spending because of the lack of preparation.  Impulse spending and buying for convenience regularly are two habits that will destroy any budget.  This challenge will help you to identify how often you spend for either of these reasons.

Think about it this way.  The average American spends about $2,100/year in purchasing lunch.  If you purchase a $10 lunch 5 times per week then that is already $50.  If you re-evaluated your lunch spending for a couple of days out of the week, then what could you do with the money over the long term?  These are decisions that the characters in the book, “5+5 FNPhenomenal Ways to Spend $100 This Week Without Killing Your Lifestyle” had to make and as a result they saved a lot of money and still had fun.

Get creative with this challenge.  How can you keep it fun and not oppressive?  Living on a budget isn’t restrictive.  It’s designed to tell you what you can actually do without getting into debt.

After the challenge, please leave a comment on this blog post starting on September 20th to let me know what you learned and how you did.  I will be raffling off two copies of the #1 Amazon Best Selling Book, “5+5 FNPhenomenal Ways to Spend $100 This Week Without Killing Your Lifestyle” to those who successfully complete the challenge and share what they learned.

If you want more tips and resources, download your FREE Hotsheet that will show you the best online savings sites and apps!  Click here to download!

Aisha Taylor is a #1 Amazon Best Selling Author of the book “5+5 FNPhenomenal Ways to Save $100 This Week Without Killing Your Lifestyle”, the Founder of FNPhenomenal (Frugal –n- Phenomenal), and creator of The Live Phenomenal Program. The Live Phenomenal Program is a program designed to give you the tools that you need to totally transform your finances, and stop living from paycheck-to-paycheck. It’s time for you to be Financially Phenomenal! Book your complimentary 20-minute financial clarity session with Aisha here.

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