Author: fnpadmin

  • How to Make Taking Lunch to Work a Social Experience & Save for the Fun Stuff

    How to Make Taking Lunch to Work a Social Experience & Save for the Fun Stuff

    Two weeks ago, we saw Nina contemplating how to save money.  As she started to examine her spending, she realized that she was spending a ton of money on lunches.  In fact, according to Accounting Principals, the annual cost of purchased lunches is $2,000[1].  That is enough money to go on a 5 day/4 night vacation…

  • The American Dream

    “American Dream…. What American Dream?” pondered Nina.  Nina, thought back to American History class where the teacher discussed the American Dream as consisting of 2.5 kids, owning a home with a white picket fence, and having a dog and a cat.  Like many people her age, she dreamt of fame and fortune.  In fact, that…

  • Making Small Steps

    Making Small Steps

    Financial freedom doesn’t have to be a sacrifice.  “Smart swaps” allow you to make changes with minimal impact to your life.  For example, I truly enjoy going to Starbucks.  Initially, my drink of choice was a white chocolate mocha.  After purchasing this drink for a period of time, I began to evaluate its value.  Specifically,…

  • How Do the Rich Stay Rich???

    “My family has money and we still shop secondhand. How do you think the rich stay rich? Did you know Mary Kay clipped coupons?”   On the plane to San Diego a couple of weeks ago, I was speaking to the guy next to me about investing in yourself and the conversation expanded to the…

  • Investing in Yourself

    Many finance professionals tell you what not to spend money on in order to achieve financial freedom, but I want to dedicate this piece to discussing what you can spend.  Oftentimes, people neglect the importance of personal development and personal investment.  When I say personal development and investment, I mean investing in things that make…