Do you wish you could save?  

Do you believe that if you had more savings, less debt or better financial management skills then you could do more with your children? 

Do you wish that you could invest more, buy a home, or make a guilt-free splurge?

If you answered “yes” to any of these questions then what is stopping you?

The critical step to getting started on your financial plan is to create a budget which is a plan for how you will spend your money and what you plan to do to make sure that your money also goes towards accomplishing your financial goals so you can have the life that you want for yourself and your children.

The budget is critical to this but it isn’t enough. If you embark on a financial plan then in addition to developing a budget you must understand what can derail your plan and develop a plan to help you anticipate those things and develop a plan to overcome.

In this podcast episode you will learn:

  • 5 things that can destroy your budget
  • How to avoid common mistakes that can reduce the impact of your budget
  • Easy ways to avoid unplanned on-the-go spending

Listen to the podcast episode below or check it out on iTunesGoogle Play, and Stitcher.

Check out the podcast, hit subscribe, leave a comment, and share it with your friends!!

Shifting your money management practices can be challenging, and it is important to stay motivated on the journey.  If you want to put the tips discussed in this podcast to work then download this free 21-day mini challenge to reduce the fear, worry, and anxiety in your life.  Click HERE to join the 21-day challenge today.

Additional Resources:

As you start to follow your budget more and adopt a longer-term mindset of financial management, you may start to wonder what to do with the savings!  The podcast How To Save Your First Or Next $1,000 will show you how to save and where to put the savings.

Ellevest – an online membership community created for women to help to close the gender financial management gap.  Click HERE to get started so you can move towards achieving your financial goals.

Click here to create your free Investment Plan from Ellevest

About Aisha

Aisha Taylor of FNPhenomenalAisha Taylor is a single mom of twins, personal financial coach, work from home entrepreneur, and #1 Amazon Best Selling Author of the book “5+5 FNPhenomenal Ways to Save $100 This Week Without Killing Your Lifestyle.” Aisha has been featured in ESSENCE, Jet Magazine, and Black Enterprise. She is also the Founder of FNPhenomenal (Frugal –n- Phenomenal), a movement designed to help single moms create a vision for their lives, craft a financial strategy to support that vision, and show them that phenomenal living is possible. It’s time for you to be Financially Phenomenal!

Instagram/Twitter/Pinterest: @FNPhenomenal

5 Things That Can Destroy Your Budget And How To Overcome Them