Imagine being able to save money without impacting your lifestyle by getting control over the items that you waste money on. Before you start to slash your budget and cut out the fun, re-evaluate the ways that you spend without thinking. Here are 20 ways that you waste money and how you can change this spending.
Things you are probably wasting money on
Overdraft fees can be as high as $35 per transaction, so if you have 3 overdrafts per month then you end up spending $105 in fees. What could you do with the extra money? You can prevent this by maintaining a cushion in your checking account to reduce the risk of over drafting the account.
ATM fees are really harsh because the bank servicing the ATM and your bank both charge you fees to access your money. Planning in advance will help to reduce ATM fees. If you know that you will need cash, then plan in advance to get cash from your bank. Search the web to find ATMs owned by the bank where you have your checking account. Use those ATMs only. If you are in a situation where there are no bank-owned ATMs nearby, then go to a place like CVS where you can get cash back.
Reduce Your Grocery Spending
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