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Save Money

why self-care matters with personal finances

How A Mini Health Scare Taught Me Why Self Care Is Linked To Financial Wellness

In Faith, Phenomenal Living

I was running around trying to pack and get organized for a road trip and then all of a sudden I felt dizzy, light headed, and shaky. It felt like my blood sugar had dropped and I had to rush to get something to eat to feel better. It wasn’t the first time this had happened and earlier that day a friend of mine admonished me to take better care of myself. She praised everything that I was doing for the twins (cloth diapering, breastfeeding, and making my own baby food), but she cautioned me that everything that I was…

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coping with single mom guilt or working mom guilt

How Understanding Your Role as Mom Will Save You Money and Stress

In Phenomenal Living

As single moms, sometimes we carry a lot of guilt and shame. We carry shame about the fact that our kids don’t have the other parent. Sometimes we think that it is our job to love them times two. I had a conversation with a friend of mine today, and I told her that I just want to love my kids more to make up for the fact that their dad walked out. Trust me, I use the word “dad” loosely. I already take on the parental responsibility of two parents, but I also try to love my children times…

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20 Things You Are Wasting Money On

In Finance, Phenomenal Living

Imagine being able to save money without impacting your lifestyle by getting control over the items that you waste money on.  Before you start to slash your budget and cut out the fun, re-evaluate the ways that you spend without thinking.  Here are 20 ways that you waste money and how you can change this spending. Things you are probably wasting money on Overdraft Fees. Overdraft fees can be as high as $35 per transaction, so if you have 3 overdrafts per month then you end up spending $105 in fees.  What could you do with the extra money?  You…

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Christmas is More Than the Gifts Under the Tree

In Frugal, Phenomenal

I just saw a post encouraging readers to meet with friends for coffee or drinks. The post really interested me because it really showed how genuine friendships are developed. Genuine friendships aren’t developed in the club or at the bar. They are developed in intimate settings where people can talk and be themselves. This doesn’t have to be costly either because many of the suggestions in the article were free or low cost. Click here to read the article. I share this with you because many of us focus on things like buying the perfect gift and how much we…

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5 Emotional Reasons for Spending and How to Overcome It

In Frugal, Phenomenal

How many of you have ever gone shopping, brought the items home, and then thought, “Why did I buy that?”  If so, you may have purchased that item because you were emotionally shopping.  The problem with emotional shopping is that often times we purchase things that we don’t need, and we spend money that we don’t have available for that purchase. Read below to learn 5 reasons why we emotionally shop.  Understanding this will help you to recognize when you are emotionally shopping, and know what to do to stop it. Shop to de-stress.  Sometimes being stressed causes people to…

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