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Save Money

How to stay sane during the summer and not go broke

How Single Moms Can Stay Sane and Not Go Broke During the Summer

In Finance

According to a survey by TODAY Parents, 44% of parents think that summer is more stressful than the rest of the year. There is another study by Seeker that shows that during the summer months stress increases because of pressure to keep children occupied, extended family time, managing busy social calendars, packed weekends, and work piling up after an extended vacation. I believe that summer vacation can be even more stressful for single moms because of the added stress of finding affordable and reliable childcare. There’s also increased financial stress from the pressure to figure out educational, enjoyable, and safe…






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Budget Auditing- Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

Budget Auditing: Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

In Finance

When I say the word “budget,” some of you may cringe and want to close this browser and go about your day. However, I encourage you to keep reading because budgets aren’t bad, restrictive, or oppressive. Budgets, which I like to call your financial blueprint, are designed to help you have a framework of what you can do. Just like an architect would never build a structure without a blueprint, you should not manage your finances without a plan. This plan will help you: Design a life you can love without debt by reducing or eliminating overspending Pay bills in…






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Anything Can Happen: How to Make Sure That You’re Ready for Tragedy Financially

In Finance

The one thing about life is you never know what can happen. Matthew 6:34 (NLT) says, “So don’t worry about tomorrow, for tomorrow will bring its own worries. Today’s trouble is enough for today.” But what you can do is to be prepared. When I was in corporate America, I had a great job, made 6-figures per year, and I thought the financial good times would last forever, but they didn’t. Next thing you know I’m dealing with workplace bullying, it’s impacting my health, and then I made the decision to leave my well-paying job before I planned to because…






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Why Tax Time Is A Great Time For Single Moms To Catch Up On Their Financial Goals

In Finance

Did you know that about 8 out of 10 tax filers will receive a refund with the average refund being $2,800 (CNN Money)? If you are a person who expects to receive or has received a refund this year, then now is a great time to use your tax refund to catch up on your financial goals and priorities. If you take the time now, you will reduce your stress and have more money to do things later in the year. For example, there was a story that went viral about a single mom making minimum wage who used her…






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why self-care matters with personal finances

How A Mini Health Scare Taught Me Why Self Care Is Linked To Financial Wellness

In Faith, Phenomenal Living

I was running around trying to pack and get organized for a road trip and then all of a sudden I felt dizzy, light headed, and shaky. It felt like my blood sugar had dropped and I had to rush to get something to eat to feel better. It wasn’t the first time this had happened and earlier that day a friend of mine admonished me to take better care of myself. She praised everything that I was doing for the twins (cloth diapering, breastfeeding, and making my own baby food), but she cautioned me that everything that I was…






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