Tag

Responsible Spending

For Black Women Challenges Persist for Equal Pay

For Black Women, Challenges Persist for Equal Pay

In Finance, Phenomenal Living

August 23rd is African American Women’s Equal Pay Day. This date represents the approximate day that black women must work to in the current year to make the same amount of money men did in the previous year. In other words, the equal pay calculation means that a woman must have worked all of one year and eight months to be paid what men were paid in one year alone. This underscores the fact that professional challenges still exist for African American Women today. These challenges include: Race-based pay discrimination: According to the National Committee for Pay Equity, Black women only…

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Social-Media-for-the-busy-mompreneur

Beginning Social Media Marketing for The Busy Mompreneur

In Entrepreneurship, Finance

Starting a business is hard work but rewarding, much like being a Mom! As Moms, we strive to be efficient in all we do while still pursuing our dreams and goals. Because we wear many hats and juggle many things, starting a business is nothing we shy away from. So, in the spirit of efficiency, doing a little homework before venturing out is in order. Let’s talk about a few areas to get you started on the right path with marketing your business on social media.   Getting Started. First things first. When it comes to marketing don’t even try…

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FNPhenomenal Mom alana-flowers

FNPhenomenal Mom Spotlight: Alana Flowers

In FNPhenomenal MOM, Phenomenal Living

FNPhenomenal Mom is a series that I am doing to highlight Single Moms who are amazing moms and who are also rocking it out personally in their careers, entrepreneurship, or in the community.  I think that it is important to show other single moms that it is possible to raise amazing children without sacrificing who you are as a woman.  These interviews are motivational, but also include practical advice on how to structure your life for success, financial management tips, and techniques to teach your children about finances.  We are all in this journey together.  My hope is to highlight other…

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recovering-starbucks-snob-saving-me-money

How recovering from being a Starbucks snob saved me money

In Finance, Phenomenal Living

Don’t get me wrong I LOVE a good cup of Starbucks coffee and a delicious Starbucks pastry. It is my own personal slice of happiness.  I love the coffee, the pastry, and the conversations that I have with the baristas when I am there.  One of the baristas even invited me to attend church and I gladly went the following Sunday. To me, Starbucks is an experience that I budgeted and even talk about in my first book and in the workshops that I teach. However, once I had twins, I had to rethink my spending habits. I had to…

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5-credit-card-mistakes and how to avoid them

5 Credit Card Mistakes to Avoid and How to Overcome Them

In Finance

Credit cards are popular because they are easy to use and convenient. Credit card use amongst millennials, the generation of people born between 1982 and 2004, is relatively high. According to a study by FICO, one in three, Millennials carries a monthly credit card balance between $1,000 and $4,999. Additionally, according to FICO, consumer research shows that 83 percent of Millennials (25-34 years old) use credit cards to fund their lifestyle.” This presents a risk to their financial future if credit is not used responsibly. Given this risk, it is best to be aware of some of the most common credit card…

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