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Budget Auditing- Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

Budget Auditing: Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

In Finance

When I say the word “budget,” some of you may cringe and want to close this browser and go about your day. However, I encourage you to keep reading because budgets aren’t bad, restrictive, or oppressive. Budgets, which I like to call your financial blueprint, are designed to help you have a framework of what you can do. Just like an architect would never build a structure without a blueprint, you should not manage your finances without a plan. This plan will help you: Design a life you can love without debt by reducing or eliminating overspending Pay bills in…

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Anything Can Happen: How to Make Sure That You’re Ready for Tragedy Financially

In Finance

The one thing about life is you never know what can happen. Matthew 6:34 (NLT) says, “So don’t worry about tomorrow, for tomorrow will bring its own worries. Today’s trouble is enough for today.” But what you can do is to be prepared. When I was in corporate America, I had a great job, made 6-figures per year, and I thought the financial good times would last forever, but they didn’t. Next thing you know I’m dealing with workplace bullying, it’s impacting my health, and then I made the decision to leave my well-paying job before I planned to because…

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How to Grow Your Money Through Investing

How Single Moms Can Grow Their Money Through Investing

In Finance

If you have a tax refund check and you have funded your emergency savings account or have already paid off your debt, then you may be interested in investing or at least identifying ways to grow your refund. If this is the case then there are a few things you can do to grow your refund. Please keep in mind that when you start to invest, there is a chance that you could lose money. However, this is why you need to understand your risk tolerance prior to investing money. You also need to consider if and when you need…

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How Single Moms Can Build Their Support Network

It Takes a Village: How Single Moms Can Build A Support Network

In Phenomenal Living

  Building your support network as a single mom is critical. No one can do it all, and as single moms, we feel like we are expected to do everything. A friend told me that this generation of parents is really the first generation that believes that we have to do everything. We work, take care of the home, take our kids to activities, review and help with homework, and everything in between without asking for help. As a matter of fact, another friend posted on social media about how her mom was coming over to help her with her…

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how your thoughts influence your life

How to Change Your Outcomes By Changing Your Thoughts

In Frugal, Phenomenal

“Watch Your Thoughts, They Become Words; Watch Your Words, They Become Actions.” – Ralph Waldo Emerson I love the above quote by Ralph Waldo Emerson because he emphasizes that everything starts in your mind. Our brains internalize the messages that we speak and hear on a daily basis, so eventually, the things that we speak will manifest itself in our lives as actions. If you want to change your outcomes then you need to change your thoughts. You may think that a couple of thoughts about what you can’t do or what’s going wrong are meaningless.  However, your mind is like…

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