Tag

Goal Setting

Budget Auditing- Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

Budget Auditing: Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

In Finance

When I say the word “budget,” some of you may cringe and want to close this browser and go about your day. However, I encourage you to keep reading because budgets aren’t bad, restrictive, or oppressive. Budgets, which I like to call your financial blueprint, are designed to help you have a framework of what you can do. Just like an architect would never build a structure without a blueprint, you should not manage your finances without a plan. This plan will help you: Design a life you can love without debt by reducing or eliminating overspending Pay bills in…

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How to Adhere to Your Goals

In Frugal, Phenomenal

Setting goals and plans for your life is a great start, but in order to be successful, you must stick to them. That’s the hard part. I have had times where I was super excited about a plan of action, set goals, and then nothing. The actions weren’t there even though the intent was. I realized that if I was having trouble accomplishing my goals then I needed to first evaluate if I really wanted what I said that I wanted. If I did, then I needed to develop a plan that helped me to stay on track and course…

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Determining and Prioritizing What You Want in Life

In Frugal, Phenomenal

Life is about choices and prioritizing what you want. Everyday we make decisions about what we will do and what we wont do. Even when we decide to do nothing we are still making a decision. Therefore, it’s no surprise that our decisions and our actions not only impact our financial well being, it also influences our ability to pursue our dreams, and live life on our own terms. You can’t do everything, but you can live a life without deprivation that brings you happiness by learning how to make decisions and prioritizing your spending and actions based on the…

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Welcome to Your New Start!

In Frugal, Phenomenal

Every 365 days we have the opportunity to close the door on an old year and start fresh with a new one. Oftentimes we set resolutions that don’t get accomplished and then each New Year begins to look like the old. The only way that we can break that cycle is to get intentional about what we are going to do and accomplish when we start the New Year. Here are 4 steps to help you to create your new start for 2015. Set SMART goals. People who actually set goals are 10 times more likely than those that don’t to…

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How to Set Goals that Will Actually Stick in the New Year

In Frugal, Phenomenal

One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic. Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result. We may not necessarily lack the discipline to achieve the goals; we merely start the wrong way. Without a method to measure progress, it becomes easy to get discouraged. [more…] For example, if you have ever tried to lose weight, many fitness professionals will tell you to stop…

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