Tag

frugal

Why I Decided to Cloth Diaper My Twins

In Finance, FNPhenomenal MOM, Phenomenal Living

As a new mom of twins, whenever I said that I intended to use cloth diapers instead of disposable diapers, I got a variety of looks ranging from confusion to excitement. Some even commented that I was brave and wondered if I would have the time to breastfeed and cloth diaper my twins. When my friend first introduced the concept of cloth diapers, I was confused and a little freaked out. Come on, what do I do with the poop??? Plus, I couldn’t imagine dealing with pins and rubber pants! Despite learning that cloth diaper technology has come a long…

Continue reading...

There Are No Excuses

In Frugal, Phenomenal

“If somebody offers you an amazing opportunity but you are not sure you can do it, say yes – then learn how to do it later.” – Richard Branson  When you want something you just have to go out and get it.  You have to be open to new opportunities and not let the fear of the unknown stop you. I was recently offered an amazing opportunity to develop a course for Essence Magazine.  When we started the project I was 8 months pregnant with twins.  The thing about pregnancy is once you get past 35 or 36 weeks, your…

Continue reading...

5 Emotional Reasons for Spending and How to Overcome It

In Frugal, Phenomenal

How many of you have ever gone shopping, brought the items home, and then thought, “Why did I buy that?”  If so, you may have purchased that item because you were emotionally shopping.  The problem with emotional shopping is that often times we purchase things that we don’t need, and we spend money that we don’t have available for that purchase. Read below to learn 5 reasons why we emotionally shop.  Understanding this will help you to recognize when you are emotionally shopping, and know what to do to stop it. Shop to de-stress.  Sometimes being stressed causes people to…

Continue reading...

5 Smart Ways To Use Your Credit Card

In Frugal, Phenomenal

Credit isn’t bad; the misuse of credit is bad.  Credit can be very dangerous in the hands of an impulse spender or a person who defines herself by her closet.  This can cause that individual to go into a lot of debt.  However, if used wisely credit can be very helpful.  Let’s face it.  Our credit score matters because we need it if we want to buy a home and we need to carry a mortgage, to apply for an apartment, and sometimes to even be considered for employment.  Instead of thinking that credit is bad, I want you to…

Continue reading...

From Pinching Pennies to Living FNPhenomenally

In Frugal, Phenomenal

Recently I was interviewed on the Moms With Dreams Podcast with Erica Gordon.  I had an amazing time and had a chance to share some key money principles with the listeners.  Below I’m including the interview synopsis and a link to the Moms with Dreams Website so you can listen to the episode.  I hope that you enjoy! —— Aisha Taylor, the CEO and founder of FNPhenomenal, is a financial freedom expert who brings a fresh twist to wealth consciousness. Although Aisha had been well-instructed on how to manage money, she fell into the trap of “keeping up with the…

Continue reading...