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FNPhenomenal

How to Live in Babylon and Not Lose Your Way

How to Live In Babylon and Not Lose Your Way

In Phenomenal Living

One thing that has been weighing on my spirit lately is the prevalence of “itching ears” in our community. In 2 Timothy 4:3 (ESV) the Bible says, “For the time is coming when people will not endure sound teaching, but having itching ears they will accumulate for themselves teachers to suit their own passions.” This means that people will no longer be concerned with the righteous thing to do or what is true, but will instead seek out people who will tell them what they want to hear. For example, do you have a friend that you call who will…

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Do You Need An Emergency Credit Card

Do You Need An Emergency Credit Card?

In Finance

Imagine receiving notice that a Catagory 4 or 5 was going to make a direct hit on your community and the authorities issued an evacuation. What would you do?  Would you stay or would you go?  The thought of escaping imminent danger is necessary, but at the same time how would you pay for it? As I was sitting with my sister trying to frantically look for $700-$1,000 flights (before the airline companies were shamed into reducing the cost), looking up pet policies for the airlines, and evaluating highway evacuation routes for which roads had the least amount of traffic,…

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Can Rewards Credit Cards Help Me Save Money?

Can Rewards Credit Cards Help Me Save Money?

In Finance

Credit isn’t bad; the misuse of credit is bad. I wanted to start off by saying this, because some of you who are reading may be wondering why I am writing a post that sounds like I may be encouraging the use of credit cards. Some conventional financial advice encourages people to avoid credit because it can lead to overspending and ultimately financial hardship. A few weeks ago I shared information on building your credit, and this week I want to share how using credit cards can actually be a good part of your financial strategy. However, although credit cards…

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Why Your Credit Score Is More Important than You Think

Why Your Credit Score Is More Important Than You Think + How To Improve It

In Finance

One day I was speaking to one of my mentors and she told me that when she was growing up, she was told that credit cards were just like layaway (putting your clothes aside and making payments on them until the balance is paid off and then you take them home) except better because you could take your stuff home immediately. She said that she noticed that the people who were taught that were in financial distress. That story made me start thinking about some of the things I have seen and some of the beliefs I had about credit…

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How to bounce back after a financial mistake

How to Bounce Back After A Financial Mistake

In Finance

Can I be honest with you? We all make mistakes and succumb to impulse purchases that cause us to overspend. Recently, I went to Toys R Us to get a wagon for the twins. The twins were getting a little big for the stroller and it looked like it wasn’t comfortable anymore. Therefore, I decided to get a wagon. When we got to Toys R Us, my mom saw toddler bikes so she took them down so the kids could ride on them while we were in the store. The kids absolutely loved them! They were having so much fun…

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