Tag

Financial Literacy

5-credit-card-mistakes and how to avoid them

5 Credit Card Mistakes to Avoid and How to Overcome Them

In Finance

Credit cards are popular because they are easy to use and convenient. Credit card use amongst millennials, the generation of people born between 1982 and 2004, is relatively high. According to a study by FICO, one in three, Millennials carries a monthly credit card balance between $1,000 and $4,999. Additionally, according to FICO, consumer research shows that 83 percent of Millennials (25-34 years old) use credit cards to fund their lifestyle.” This presents a risk to their financial future if credit is not used responsibly. Given this risk, it is best to be aware of some of the most common credit card…

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why self-care matters with personal finances

How A Mini Health Scare Taught Me Why Self Care Is Linked To Financial Wellness

In Faith, Phenomenal Living

I was running around trying to pack and get organized for a road trip and then all of a sudden I felt dizzy, light headed, and shaky. It felt like my blood sugar had dropped and I had to rush to get something to eat to feel better. It wasn’t the first time this had happened and earlier that day a friend of mine admonished me to take better care of myself. She praised everything that I was doing for the twins (cloth diapering, breastfeeding, and making my own baby food), but she cautioned me that everything that I was…

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What you need to do with your personal finances to be successful in business

Get Your Personal Finances Right: The Financial Steps You Need to Know Before Starting Your Business

In Finance

Starting a business is a way to increase your income and also pursue your dreams. However, what many people don’t realize is that your personal finances may impact your ability to grow a successful business for the following reasons: Obtaining a business loan and credit. If you are trying to apply for a business loan then the bank may look at your personal credit if you do not have sufficient business credit history or if you are a sole proprietorship. Funding your business. If you need to allocate a portion of your paycheck to help fund your start-up, then you…

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tiffany-beckford FNPhenomenal Mom

FNPhenomenal Mom Spotlight: Tiffany Beckford

In FNPhenomenal MOM, Phenomenal Living

FNPhenomenal Mom is a series that I am doing to highlight Single Moms who are amazing moms and who are also rocking it out personally in their careers, entrepreneurship, or in the community.  I think that it is important to show other single moms that it is possible to raise amazing children without sacrificing who you are as a woman.  These interviews are motivational, but also include practical advice on how to structure your life for success, financial management tips, and techniques to teach your children about finances.  We are all in this journey together.  My hope is to highlight other…

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najah-freeman fnphenomenal mom

FNPhenomenal Mom Spotlight: Najah Freeman

In FNPhenomenal MOM, Phenomenal Living

l  These interviews are motivational, but also include practical advice on how to structure your life for success, financial management tips, and techniques to teach your children about finances.  We are all in this journey together.  My hope is to highlight other moms, share best practices, and in turn provide hope, encouragement, and motivation to help you to succeed and to define your own phenomenal. Check out Najah’s interview below. What do you do (entrepreneur, career, etc.) and why is it important? I was recently appointed the role of Counselor with the Louisiana Department of Health and Hospitals Can you…

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