Tag

Financial Literacy

The Single Mom's Guide to Grocery Shopping in Ways that Save Money

The Single Mom’s Guide to Grocery Shopping in Ways that Save Money

In Finance

One of the biggest questions I get and have often wondered myself, is “What is the best way to grocery shop as a single mom?” The reason this is so challenging is eating healthy can be expensive and there may not seem to be enough time in the day to go grocery shopping. Then if you add on cooking the food when you are exhausted, that is another challenge. One of my biggest budget challenges has been the expense of groceries. I would set a grocery budget, but yet I struggled to stay within that budget. The biggest reason why…






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How to bounce back after a financial mistake

How to Bounce Back After A Financial Mistake

In Finance

Can I be honest with you? We all make mistakes and succumb to impulse purchases that cause us to overspend. Recently, I went to Toys R Us to get a wagon for the twins. The twins were getting a little big for the stroller and it looked like it wasn’t comfortable anymore. Therefore, I decided to get a wagon. When we got to Toys R Us, my mom saw toddler bikes so she took them down so the kids could ride on them while we were in the store. The kids absolutely loved them! They were having so much fun…






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How to stay sane during the summer and not go broke

How Single Moms Can Stay Sane and Not Go Broke During the Summer

In Finance

According to a survey by TODAY Parents, 44% of parents think that summer is more stressful than the rest of the year. There is another study by Seeker that shows that during the summer months stress increases because of pressure to keep children occupied, extended family time, managing busy social calendars, packed weekends, and work piling up after an extended vacation. I believe that summer vacation can be even more stressful for single moms because of the added stress of finding affordable and reliable childcare. There’s also increased financial stress from the pressure to figure out educational, enjoyable, and safe…






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Budget Auditing- Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

Budget Auditing: Monthly Checkup on Your Financial Health (Includes a Worksheet + Tips for the Latest Budget Hacks)

In Finance

When I say the word “budget,” some of you may cringe and want to close this browser and go about your day. However, I encourage you to keep reading because budgets aren’t bad, restrictive, or oppressive. Budgets, which I like to call your financial blueprint, are designed to help you have a framework of what you can do. Just like an architect would never build a structure without a blueprint, you should not manage your finances without a plan. This plan will help you: Design a life you can love without debt by reducing or eliminating overspending Pay bills in…






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Anything Can Happen: How to Make Sure That You’re Ready for Tragedy Financially

In Finance

The one thing about life is you never know what can happen. Matthew 6:34 (NLT) says, “So don’t worry about tomorrow, for tomorrow will bring its own worries. Today’s trouble is enough for today.” But what you can do is to be prepared. When I was in corporate America, I had a great job, made 6-figures per year, and I thought the financial good times would last forever, but they didn’t. Next thing you know I’m dealing with workplace bullying, it’s impacting my health, and then I made the decision to leave my well-paying job before I planned to because…






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