Tag

Education

Why Your Credit Score Is More Important than You Think

Why Your Credit Score Is More Important Than You Think + How To Improve It

In Finance

One day I was speaking to one of my mentors and she told me that when she was growing up, she was told that credit cards were just like layaway (putting your clothes aside and making payments on them until the balance is paid off and then you take them home) except better because you could take your stuff home immediately. She said that she noticed that the people who were taught that were in financial distress. That story made me start thinking about some of the things I have seen and some of the beliefs I had about credit…






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3 ways wasting money and what to do instead

3 Ways That You Are Wasting Money And What To Do Instead

In Finance, Phenomenal Living

Have you ever tried to reduce debt, improve savings, or make progress on your financial goals, but didn’t know where to start?  It may have seemed like an impossible hurdle because you didn’t have the money to get ahead.  You may have even thought that if something drastic didn’t change, then you would be stuck in a financial rut forever.  The good news is that you don’t have to get a raise or hit the lottery to make progress on your financial goals.  You can take a look at your life, assess where you are spending, make small tweaks, and…






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5-credit-card-mistakes and how to avoid them

5 Credit Card Mistakes to Avoid and How to Overcome Them

In Finance

Credit cards are popular because they are easy to use and convenient. Credit card use amongst millennials, the generation of people born between 1982 and 2004, is relatively high. According to a study by FICO, one in three, Millennials carries a monthly credit card balance between $1,000 and $4,999. Additionally, according to FICO, consumer research shows that 83 percent of Millennials (25-34 years old) use credit cards to fund their lifestyle.” This presents a risk to their financial future if credit is not used responsibly. Given this risk, it is best to be aware of some of the most common credit card…






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What you need to do with your personal finances to be successful in business

Get Your Personal Finances Right: The Financial Steps You Need to Know Before Starting Your Business

In Finance

Starting a business is a way to increase your income and also pursue your dreams. However, what many people don’t realize is that your personal finances may impact your ability to grow a successful business for the following reasons: Obtaining a business loan and credit. If you are trying to apply for a business loan then the bank may look at your personal credit if you do not have sufficient business credit history or if you are a sole proprietorship. Funding your business. If you need to allocate a portion of your paycheck to help fund your start-up, then you…






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The critical things that breastfeeding moms need to know if they need to pump and they are not at home

How to Pump In Public Without Feeling Weird

In Frugal, Phenomenal

Last week I shared a post that I wrote on Facebook about my journey. I think that sharing these posts are important, because when you look at me you may think that I’m strong and that I’ve always been this way. What you don’t see is the time that I am on my knees crying out to God asking for Him to give me this strength, power, and grace to keep going. As I mentioned in a previous post, breastfeeding has not been easy for me. I internalized it, suffered a lot in silence, and wanted to quit so many…






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