Early Retirement Planning For The Smart Woman

In Frugal, Phenomenal

One day a friend of mine told me that she had some extra cash and was wondering what she should do with it.  I asked her if she had a retirement account.  She was a successful, educated woman so I naturally assumed that she knew about retirement accounts.  Her next response shocked me.  She said she didn’t believe in saving for retirement because she didn’t know if she would live long enough to use the money.  Therefore, she would rather spend the money now.  I asked her what she would do if she did live long enough to spend the…

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