Tag

Debt

[Jet Magazine Feature] 5 Money Management Tips For College Students

In Frugal, Phenomenal

Three weeks into the new year, and millions of Americans are still clinging to the resolutions they made on Jan. 1. Many of us are pledging to create better habits, while others are committing to ditch bad ones. One dangerous habit that many college students fall victim to is accumulating debt.  That’s why this week I caught up with financial guru, Aisha Taylor, to get her expert advice on how to keep college students from going broke.  Check out her money management tips. Aisha is a #1 Amazon Best Selling Author and the creator of The Live Phenomenal Program, designed to help…

Continue reading...

How to Set Goals that Will Actually Stick in the New Year

In Frugal, Phenomenal

One of the primary reasons people don’t stick to goals is that the goals are not appropriate or realistic. Often, when we decide to do something, we set lofty goals without defining specific milestones and eventually we give up because we get discouraged with our lack of progress towards the end result. We may not necessarily lack the discipline to achieve the goals; we merely start the wrong way. Without a method to measure progress, it becomes easy to get discouraged. [more…] For example, if you have ever tried to lose weight, many fitness professionals will tell you to stop…

Continue reading...

How to Stick to Your Budget During the Holiday Season

In Frugal, Phenomenal

About 32% of Americans have a household budget.  Having a budget it an amazing start, but it is not enough.  You have to know how to follow it.  Last week I discussed the steps that you need to follow to develop a budget for the holiday season.  This week I want to share 5 strategies to help you stick to the budget that you created last week. 1.  Understand what you want to buy for each person on your list, and shop for only that.  By understanding what you want to buy ahead of time, you will reduce the time…

Continue reading...

How to Purge Your Closet for the New Year

In Frugal, Phenomenal

One day I had brunch with two friends who are heavily into fashion.  One is a designer and the other one is a stylist.  Naturally, we started to talk about fashion, and then the conversation turned into the topic: how much is too much and what do you do with the clothes that you don’t need? I started to think.  How many of us have a closet full of clothes and we can’t remember the last time that we wore most of the items?  For some of us, like me, our clothing may get wrinkled while in the closet, because…

Continue reading...

Is Your Social Life and Spending Patterns Killing Your Budget?

In Frugal, Phenomenal

How many of you get paid on a Friday and within a week you are wondering where all of your money went?  You look back over the past week and you know that you had a great time, but you’re not quite sure of where the money went.  I definitely know the feeling. Recently I had a conversation with a good friend of mine and we were reminiscing about life a few years ago.  Of course, she blamed me for why she never had money and I blamed her!  Regardless of who the enabler was in this scenario, (honestly we…

Continue reading...