Tag

Debt

Why Your Credit Score Is More Important than You Think

Why Your Credit Score Is More Important Than You Think + How To Improve It

In Finance

One day I was speaking to one of my mentors and she told me that when she was growing up, she was told that credit cards were just like layaway (putting your clothes aside and making payments on them until the balance is paid off and then you take them home) except better because you could take your stuff home immediately. She said that she noticed that the people who were taught that were in financial distress. That story made me start thinking about some of the things I have seen and some of the beliefs I had about credit…






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How to bounce back after a financial mistake

How to Bounce Back After A Financial Mistake

In Finance

Can I be honest with you? We all make mistakes and succumb to impulse purchases that cause us to overspend. Recently, I went to Toys R Us to get a wagon for the twins. The twins were getting a little big for the stroller and it looked like it wasn’t comfortable anymore. Therefore, I decided to get a wagon. When we got to Toys R Us, my mom saw toddler bikes so she took them down so the kids could ride on them while we were in the store. The kids absolutely loved them! They were having so much fun…






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How to stay sane during the summer and not go broke

How Single Moms Can Stay Sane and Not Go Broke During the Summer

In Finance

According to a survey by TODAY Parents, 44% of parents think that summer is more stressful than the rest of the year. There is another study by Seeker that shows that during the summer months stress increases because of pressure to keep children occupied, extended family time, managing busy social calendars, packed weekends, and work piling up after an extended vacation. I believe that summer vacation can be even more stressful for single moms because of the added stress of finding affordable and reliable childcare. There’s also increased financial stress from the pressure to figure out educational, enjoyable, and safe…






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Why Tax Time Is A Great Time For Single Moms To Catch Up On Their Financial Goals

In Finance

Did you know that about 8 out of 10 tax filers will receive a refund with the average refund being $2,800 (CNN Money)? If you are a person who expects to receive or has received a refund this year, then now is a great time to use your tax refund to catch up on your financial goals and priorities. If you take the time now, you will reduce your stress and have more money to do things later in the year. For example, there was a story that went viral about a single mom making minimum wage who used her…






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Securing Mi Financial Future

Event Recap: Securing Mi Financial Future

In Finance

I had the pleasure of speaking at the Securing Mi Financial Future on October 5th. I spoke about creating a vision for your life, conquering debt, increasing your savings, and building a legacy for your future.   After I spoke, I sat and listened to the other speakers. Although I am a financial educator, I love to be a student as well, so I can learn more about how I can improve the financial health of my family and serve my Phenomenal Moms even more. Here are some highlights from the sessions:   Align Your Finances With Your Vision: Aisha Taylor…






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