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Credit

Can You Survive Off of $100 a Week?

In Frugal, Phenomenal

A while ago someone asked me if I could survive off of $100 for one week I initially gasped and thought about how limiting that this would be.  Then I started to think about it and realized that it shouldn’t be that hard.  Since then, I’ve challenged myself a couple of times to get spending as low as possible even under the $100 limit.  Side note, someone recently challenged me to not spending anything for 3 days.  That was hard, but it taught me a lot.  That challenge to you all may come later.  However for now, I want to…

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How Increase Your Savings by Making It Automatic

In Frugal, Phenomenal

If there was one book that totally transformed my approach towards money, it had to be the Automatic Millionaire by David Bach.  This book taught me that if I want to be successful with savings and investing, then you must make it automatic.  The brilliance behind this concept is you can’t spend what you don’t see. The reason why I love this so much is that if the money is taken out of your check before you have to spend it, then you are forced to live on less.  There are a couple of ways to make savings automatic. Change…

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Over the past few years, I have seen an increasing number of messages and even cards that celebrate single moms on Father’s Day. Although I understand why single moms feel this way, I also think that we need to respect the integrity of Father’s Day.

Back to School Shopping Tips

In Finance

According to Bankrate.com parents will spend $670 just to get one child ready for school this year.  Sending your child to college costs even more!  If you have more than 1 child, then it’s enough to make your head spin.  If you are getting ready to send your children to school this year, then here are a few tips to help you to reduce your costs. Take Inventory for clothing and supplies.  Before you start shopping for new items, search your house and take inventory of all of the clothing and supplies that you have.  Identify which supplies will be…

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Don’t Get Lost In The Summer-Time Shuffle: Taking Me Time

In Frugal, Phenomenal

The summer time can be a very hectic time.  The long days gives us more time to enjoy daylight hours.  The beautiful weather, especially for those of us who get a lot of snow in the winter, makes us want to be outside, pack our social calendar, and maximize the day.  Let’s not forget that the kids are not in school.  We think that summer is supposed to be relaxing, but with all of this running around, traveling, and packing out our day the summer can be very draining.  Don’t allow yourself to get lost in the summertime shuffle.  Take…

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3 Ways to Save Money on A Wedding Gift and Stay On Budget

In Frugal, Phenomenal

Wedding season is in full force, and if you are trying to be frugal because you don’t have the extra money to spend or you are trying to pay off debt, then this can be a scary time.  Please note, if you are a bridesmaid, then you definitely should read this article about cost saving ideas for bridesmaids. Wedding season doesn’t have to be scary if you plan ahead.  Set a total gift budget and stick to it. Look at your current and upcoming expenses and then identify what you can afford.  Typically weddings have a few events associated with…

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