How to Decide if You Should Put Your Bills on Auto Pay

In Frugal, Phenomenal

Recently I was speaking at a workshop and one of the participants asked me whether she should put her bills on auto pay or if she should manually pay them. The issue that she was having was that she would forget that her bills were on auto pay, would spend money that she didn’t have, and then ended up with multiple overdraft fees on her checking account.  However, when she took the auto pay off she would forget to pay her bills and ended up paying late fees. It’s definitely a challenge because without the proper vigilance or system a…

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