Category

Phenomenal

Determining and Prioritizing What You Want in Life

In Frugal, Phenomenal

Life is about choices and prioritizing what you want. Everyday we make decisions about what we will do and what we wont do. Even when we decide to do nothing we are still making a decision. Therefore, it’s no surprise that our decisions and our actions not only impact our financial well being, it also influences our ability to pursue our dreams, and live life on our own terms. You can’t do everything, but you can live a life without deprivation that brings you happiness by learning how to make decisions and prioritizing your spending and actions based on the…

Continue reading...

How to Get Focused and Set Goals that Stick

In Frugal, Phenomenal

In 2015, spending less and saving more was the 3rd most popular New Year’s resolution. Also, 34% of people who make New Year’s resolutions have money related goals. However, only 8% of people who make New Year’s resolutions are successful in achieving those goals. February just started, but according to the data, 36% of people who made resolutions have already given up. There are a number of reasons why people fail to achieve their goals. According to an article by Lifehack, setting vague goals that are not linked to a higher purpose are 2 reasons why people fail to achieve…

Continue reading...

Christmas is More Than the Gifts Under the Tree

In Frugal, Phenomenal

I just saw a post encouraging readers to meet with friends for coffee or drinks. The post really interested me because it really showed how genuine friendships are developed. Genuine friendships aren’t developed in the club or at the bar. They are developed in intimate settings where people can talk and be themselves. This doesn’t have to be costly either because many of the suggestions in the article were free or low cost. Click here to read the article. I share this with you because many of us focus on things like buying the perfect gift and how much we…

Continue reading...

How to Respond to the Dreaded Weakness Interview Question

In Phenomenal

As we approach the New Year it is time to reflect on what went well and what needs to be improved. According to a study conducted by Fidelity Investments, 37% of Americans polled are considering making a New Year’s Resolution related to their finances. If you are in this category, there are two things that you need to do to free up cash to move towards your financial goals: earn more money and spend less money. There are many ways to earn more money, but I want to focus on two today – earning more by changing jobs or getting…

Continue reading...

There Are No Excuses

In Frugal, Phenomenal

“If somebody offers you an amazing opportunity but you are not sure you can do it, say yes – then learn how to do it later.” – Richard Branson  When you want something you just have to go out and get it.  You have to be open to new opportunities and not let the fear of the unknown stop you. I was recently offered an amazing opportunity to develop a course for Essence Magazine.  When we started the project I was 8 months pregnant with twins.  The thing about pregnancy is once you get past 35 or 36 weeks, your…

Continue reading...