Category

Frugal

How to Get Focused and Set Goals that Stick

In Frugal, Phenomenal

In 2015, spending less and saving more was the 3rd most popular New Year’s resolution. Also, 34% of people who make New Year’s resolutions have money related goals. However, only 8% of people who make New Year’s resolutions are successful in achieving those goals. February just started, but according to the data, 36% of people who made resolutions have already given up. There are a number of reasons why people fail to achieve their goals. According to an article by Lifehack, setting vague goals that are not linked to a higher purpose are 2 reasons why people fail to achieve…

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Christmas is More Than the Gifts Under the Tree

In Frugal, Phenomenal

I just saw a post encouraging readers to meet with friends for coffee or drinks. The post really interested me because it really showed how genuine friendships are developed. Genuine friendships aren’t developed in the club or at the bar. They are developed in intimate settings where people can talk and be themselves. This doesn’t have to be costly either because many of the suggestions in the article were free or low cost. Click here to read the article. I share this with you because many of us focus on things like buying the perfect gift and how much we…

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There Are No Excuses

In Frugal, Phenomenal

“If somebody offers you an amazing opportunity but you are not sure you can do it, say yes – then learn how to do it later.” – Richard Branson  When you want something you just have to go out and get it.  You have to be open to new opportunities and not let the fear of the unknown stop you. I was recently offered an amazing opportunity to develop a course for Essence Magazine.  When we started the project I was 8 months pregnant with twins.  The thing about pregnancy is once you get past 35 or 36 weeks, your…

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5 Steps to a Better Financial Future

In Frugal, Phenomenal

Since we have almost 2 months left in 2015, I want to do a pulse check to see where you are. Did you set goals in January to help guide you throughout this year? If so, how did you do?  If you aren’t where you want to be, then there is still time to start over and take some critical steps towards achieving a better financial future. Step 1.  Determine your why. Your why is your reason for making the decision to do something different. Making changes you life, behavior, and habits takes work. Having a strong why will help…

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5 Emotional Reasons for Spending and How to Overcome It

In Frugal, Phenomenal

How many of you have ever gone shopping, brought the items home, and then thought, “Why did I buy that?”  If so, you may have purchased that item because you were emotionally shopping.  The problem with emotional shopping is that often times we purchase things that we don’t need, and we spend money that we don’t have available for that purchase. Read below to learn 5 reasons why we emotionally shop.  Understanding this will help you to recognize when you are emotionally shopping, and know what to do to stop it. Shop to de-stress.  Sometimes being stressed causes people to…

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