The holiday season is in full swing, and has been since practically September, but now the email alerts for Black Friday deals are cluttering your inbox. The pressure is on to find the perfect gift for everyone on your Christmas list, but how do you accomplish your goal without breaking your bank or paying for your purchases well into next year by running up credit card debt?

The best thing to do is to save money throughout the year to plan for your holiday splurge. Unfortunately, many people do not save for the season, but there is still hope! You can successfully navigate the holiday season without breaking the bank.

Read More: 5 Steps You Need to Develop an Effective Holiday Budget

photo credit: Thomas Hawk via photopin cc

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