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Why Your Credit Score Is More Important than You Think

Why Your Credit Score Is More Important Than You Think + How To Improve It

In Finance

One day I was speaking to one of my mentors and she told me that when she was growing up, she was told that credit cards were just like layaway (putting your clothes aside and making payments on them until the balance is paid off and then you take them home) except better because you could take your stuff home immediately. She said that she noticed that the people who were taught that were in financial distress. That story made me start thinking about some of the things I have seen and some of the beliefs I had about credit…






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How to bounce back after a financial mistake

How to Bounce Back After A Financial Mistake

In Finance

Can I be honest with you? We all make mistakes and succumb to impulse purchases that cause us to overspend. Recently, I went to Toys R Us to get a wagon for the twins. The twins were getting a little big for the stroller and it looked like it wasn’t comfortable anymore. Therefore, I decided to get a wagon. When we got to Toys R Us, my mom saw toddler bikes so she took them down so the kids could ride on them while we were in the store. The kids absolutely loved them! They were having so much fun…






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Why Jesus Christ Should Be The Man Of Your Household

Why Jesus Christ Should Be The Man Of Your Household

In Faith

Father’s Day can be an emotional day for single moms. It may be a day you are reminded you are the only parent and that the biological father isn’t in the picture. Father’s Day may even cause a few moments of pain when you see your married friends celebrating their husbands on Father’s Day and maybe you secretly wish that you didn’t have to do it alone. Although these feelings are valid, I propose you don’t need to stay in this place when you shift your thinking to put Christ as the head of your household. Instead of celebrating yourself…






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Why becoming a single mom is one of the best things to happen to you (and yes I mean financially)

Why Becoming A Single Mom Can Be One Of The Best Things To Ever Happen To You (And Yes I Mean Financially)

In Finance

“You’re pregnant and you are having twins.” I will never forget the doctor delivering that message to me. The first thing that came to my mind was, “What am I going to do now?” I thought that because I had quit my job a couple of months earlier to become a full-time entrepreneur. Before I left, I created a budget that would allow me, 1 person, to scrape by because I knew that I didn’t need a lot. All I needed was money for my living and transportation expenses, food, health care, the occasional happy hour with friends, and a…






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How to stay sane during the summer and not go broke

How Single Moms Can Stay Sane and Not Go Broke During the Summer

In Finance

According to a survey by TODAY Parents, 44% of parents think that summer is more stressful than the rest of the year. There is another study by Seeker that shows that during the summer months stress increases because of pressure to keep children occupied, extended family time, managing busy social calendars, packed weekends, and work piling up after an extended vacation. I believe that summer vacation can be even more stressful for single moms because of the added stress of finding affordable and reliable childcare. There’s also increased financial stress from the pressure to figure out educational, enjoyable, and safe…






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